Insurance for Manufacturers

Manufacturing is vital to the economy of North Carolina. The Phoenix Company is honored to partner with businesses throughout the Southeast and the U.S. to offer comprehensive manufacturing insurance plans that meet the needs of each business. We help business owners find general liability insurance for manufacturers, business owner’s policy, commercial property insurance, and more to protect their manufacturing businesses.

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Does my business need manufacturing insurance?

Insurance for manufacturers protects business owners from property damage, equipment breakdown, employee injuries, customer liability, cyber problems, and other problems that might arise in the facility, with labor and with the public. All manufacturing companies should carry insurance, and this type of coverage is especially suited for:

  • Metals and plastic fabrication
  • Canning and bottling facilities
  • Computer and electronics manufacturing
  • Textiles, apparel and clothing manufacturing
  • Fabricators for all types
  • Printers and publishers
  • Food handling, packaging and meat packing facilities
  • Tool and die manufacturers

Complete insurance coverage for manufacturing companies

Manufacturers and fabricators should carry various types of insurance to protect their business, its products, its equipment and its employees. Types of manufacturing insurance coverage include:

  • Business Owner’s Policy: This policy is the overarching policy business owners need to fully protect the equipment, people and business they’ve built. BOPs combine the following coverage options to provide complete coverage for manufacturing facilities.
  • General Liability Insurance for Manufacturers: This type of coverage protects your business against lawsuits and medical claims from employees and customers related to your facility or equipment. It does not cover problems from professional services (that is covered by business liability insurance).
  • Commercial Property, including Commercial Auto: This coverage covers breakdowns, malfunctions and problems with your equipment, machinery and tools, whether you own or lease them. Commercial auto insurance offers additional protection for company vehicles.
  • Business Income / Business Interruption Insurance: This coverage helps your business recover lost income due to interruptions from property damage, loss or other factors.
  • Cargo Insurance, including Marine Cargo Insurance: This important insurance covers your products from damage, loss or theft while they’re in transport or on cargo ships. Different companies and regions have different types of protection for their goods, but cargo insurance ensures that your products are covered no matter what happens or where it occurs.
  • Transportation Insurance: Like cargo insurance, this coverage protects your products when they’re being transported in any way, including by land, sea or air.
  • Supply Chain Insurance: This type of coverage protects manufactured products and equipment from non-physical damage that disrupts the supply chain your products depend on. This may include business interruption, disruption or delays in tools you require, supplies, materials or anything that prevents your manufacturing business from operating.

Manufacturing insurance is an important part of running your business, so you need an independent agent that will work with you to find options to address your insurance requirements that fit within your budget. 

 Contact The Phoenix Company today to find comprehensive manufacturing insurance for North Carolina and beyond.

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You may also call (336)765-9332 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state. 

In an era where exceptional one-to-one customer service excellence has virtually disappeared, the work that Sandy Nicholson Oast, claims coordinator, did should be held as an example for others to try to emulate. Her professional attitude and demeanor were certainly refreshing during this stressful time. I am sure she is a great asset to your organization, and this is one of the main reasons we have remain a loyal customer of The Phoenix Company for over 30 years.

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Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that’s been serving the Carolinas for more than 90 years. So you don’t have to choose between having a personal relationship with your agent and knowing your insurance has enough resources. You’ll get both with Correll.


The Phoenix Company is a member of Correll Insurance Group and works to bring you coverage that best fits your needs.  Visit our corporate site to learn more.

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