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The Phoenix Company is an Equal Opportunity Employer

Boats/Yachts

There are common coverages in most boat owner policies: Physical damage loss to the boat, liability coverage for damages arising out of negligent ownership or operation of the covered boat, medical expenses and uninsured boaters coverage. Boat and Yacht Insurance can vary from one insurance company to another. Be sure that you understand what coverages you are buying.

Many boat owners think that their homeowners insurance provides protection for their boat and they learn too late - after they have a loss - that their homeowners policy offers very limited, if any, coverage for their boat.

You should refer to the insurance contract for the specific coverages, terms and conditions of the policy you have purchased or plan to purchase. All policies contain conditions and exclusions you should be aware of.

We can help you compare policies to determine the best way to provide for your insurance needs.